Principal Internal Credit Reviewer

Company: Compeer Financial
Location: Mankato
Posted on: February 17, 2026

Job Description:

Job Description Job Description Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off Learning and development programs Mentorship programs Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.) Professional membership/certification reimbursement and more! Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs. To learn more about Compeer Financial visit www.compeer.com/careers. Where you will work: This position offers a hybrid work option up to 50% remote and is open to any Compeer office location in Illinois, Minnesota and Wisconsin. The contributions you will make: This position is responsible for partnering with leadership and stakeholders to identify and assess risk and controls for credit. You will complete highly complex loan reviews to evaluate credit quality and administration to identify and mitigate risk. Ensures the organization adheres to internal policies and procedures, Federal and State lending regulations, business plans, and maintains sound fiscal operations. Provides guidance and mentorship to less experienced team members and consultation to leadership and key management partners. A typical day: Credit Review Assists in establishing, implementing and monitoring an internal audit program to ensure a satisfactory internal control system for administration of credit, financial services, financial operations and administrative functions in the organization. Conducts loan file reviews of credit administration with a focus on complex loans. Assesses loan file documentation, credit approval process, loan policy and procedures, analysis of financial information, assigned risk rating and credit classification, analysis of financial information, assigned risk rating and credit classification, analysis and monitoring of collateral, assigned collateral loss grade, approved terms and conditions, loan system coding, and ongoing monitoring and collection, including service plans. Participates in financial/operations audits as requested. Reviews various Compeer internal functions for proper administration and documentation. Serves as a resource to field team members regarding policies and procedures. Participates in planning and leading Internal Credit Reviews. Determines and makes clear recommendations on the scope of reviews in conjunction with internal credit review leadership. Builds relationships with key leadership and management by networking, seeking input on key decisions and encouraging comments and feedback during meetings. Leads special projects as requested by Credit Review leadership. Report Preparation Drafts and distributes written and verbal reports to management to assist with evaluating if the organization is compliant with FCA, AgriBank, and Compeer policies, procedures and regulations. Provides management with written and verbal reports on performance standards in credit administration, classification concurrence, etc. Assists in presenting results to the Audit and Finance Committee. Risk Assessment and Planning Provides input and assists Credit Review leadership with assessing portfolio risk and developing an annual plan while gaining insight from Credit leadership and management. Assists in presenting the results to the Audit and Finance Committee. The skills and experience we prefer you have: Bachelor's degree in finance, accounting, business administration or related field OR an equivalent combination of education and experience sufficient to perform the essential functions of the job. Expert-level related work experience in loan review, credit analysis and credit underwriting in a Financial Institution. Specialized training in credit analysis, preferred. Expert knowledge of applicable Federal and State laws, rules and regulations regarding credit extension. Advanced analytical and problem-solving skills. Expert understanding of credit and collateral risk, internal controls, and accounting principles. Expert understanding of FCA Regulations, AgriBank policies, Compeer policies, procedures and classification systems. Ability to work independently, with proven skills in leadership and organization. Advanced auditing and reporting skills with a high degree of accuracy. Advanced problem solving, decision making and organizational skills. Strong computer skills, including Microsoft Office applications. How we will take care of you: Our job titles may span more than one career level (associate, senior, principal, etc.). The actual title and base pay offered is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role is eligible for variable compensation and other benefits. Base Pay $105,700—$142,900 USD Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Must be authorized to work for any employer in the United States. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time. Click here to view federal employment laws applicable for applicants.

Keywords: Compeer Financial, Coon Rapids , Principal Internal Credit Reviewer, Accounting, Auditing , Mankato, Minnesota